Credit Stress
72
risk score / 100
Domain overview
Consumer Credit
Household borrowing, delinquencies, affordability and resilience.
Top stories
Risk snapshot
Risk map loading…
Forecast snapshot
Canadian Consumer Spending Growth
Spending growth remains restrained by debt service and housing costs.
Canadian 90+ Day Delinquency Rate
Delinquency is expected to rise through mid-2027 before stabilizing.
Credit Card Balances (YOY)
Total credit card balances are expected to continue rising.
Auto Loan Delinquency Rate
Auto-loan delinquency forecast.
Watch indicators
Material forecast revisions
Monitor changes in direction, range and model agreement.
Official releases
Review data capable of changing the domain state.